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Bank of India · Kolkata

BKID0004035: Bank of India, Ballygunge Circular Road

IFSC code BKID0004035 belongs to the Ballygunge Circular Road branch of Bank of India in Kolkata, West Bengal. Its MICR code is 700013003.

IFSC
BKID0004035
MICR
700013003
Bank
Bank of India
Branch
Ballygunge Circular Road
District
Kolkata
State
West Bengal
Phone
+912280402670

Branch address

Bank of India
67b Ballygunge Circular Roadkolkata 700 019

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 004035 is the code of the Ballygunge Circular Road branch. In the MICR code 700013003, 700 is the city, 013 the bank and 003 the branch.

Other Bank of India branches in Kolkata

All 88 Bank of India branches in Kolkata

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Ballygunge Circular Road branch (Kolkata, West Bengal) is BKID0004035.

  2. 700013003. MICR is printed at the bottom of the branch's cheques.

  3. 67b Ballygunge Circular Roadkolkata 700 019

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0004035 with the beneficiary's account number.

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