Government loan schemes in India
What each scheme gives, who can apply, and where it stands today, with a link to the official site. We check every scheme's facts against its notification and official portal and show the date we last checked.
Oxon Fintech is not a government agency and does not take applications for these schemes. Apply on each scheme's official portal or at a bank branch, and be careful of anyone who asks for money to get a scheme loan approved.
PM Mudra Yojana (up to ₹20 lakh) and loans covered under CGTMSE (up to ₹10 crore) are both collateral-free. PM Vishwakarma gives artisans up to ₹3 lakh without collateral, and PM SVANidhi gives street vendors up to ₹50,000.
No. Oxon is not a government agency. Scheme loans are applied for on the official portals or at bank branches. Oxon helps you apply for regular personal and business loans from its lending partners.
PM SVANidhi: working capital loans of up to ₹15,000, ₹25,000 and ₹50,000, extended until 31 March 2030.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

