Pay for a wedding, a medical bill, a move or a big purchase. Share your details once, link your bank digitally and see the offers from our lending partners that fit your profile.
Four simple steps — no branch visits, no paperwork courier.
Start your applicationShare your basic details, your income and how much you would like to borrow — it takes a few minutes.
Share your banking history through the RBI-regulated Account Aggregator framework — no physical statements to hunt down.
Your profile is checked against our lending partners' criteria and you see the offers you're likely to qualify for.
Pick an offer, complete the lender's paperwork online, and the amount is disbursed straight to your bank account.
A general guide — each lending partner sets its own criteria, and we show you the offers you are likely to qualify for.
A quick estimate — your actual offer depends on the lenders matched to your profile.
What you get when you apply for a personal loan through Oxon Fintech.
A personal loan is usually unsecured and can be used for medical needs, a wedding, travel, home renovation, education or to consolidate higher-cost debt.
Apply once and see offers from our lending partners instead of approaching each lender separately.
Your bank statements are shared digitally through the RBI-regulated Account Aggregator framework, with your consent at every step.
Use the calculator to see your monthly EMI before you apply. The lender's offer shows the final amount, rate, tenure and fees.
A personal loan is money you borrow for personal needs — a medical expense, a wedding, travel or a home renovation, for example — and repay in monthly instalments (EMIs) over an agreed tenure. Most personal loans are unsecured, so you do not have to pledge an asset.
Salaried and self-employed individuals with a regular income can apply. Each lending partner sets its own conditions for age, income, employment and credit history, and we show you the offers you're likely to qualify for.
Usually your PAN, an address proof and your bank statements, which are shared digitally through the Account Aggregator framework rather than uploaded as paper. A lender may also ask for income proof such as salary slips.
The loan amount, interest rate, tenure and fees differ by lending partner and by your profile — income, credit history and existing obligations. Use the EMI calculator for an estimate; the lender's offer shows the actual terms.
Your bank statements are accessed only with your explicit consent, through the RBI-regulated Account Aggregator framework, and used solely to assess your loan eligibility.
No. Oxon Fintech is a loan facilitation platform, not a bank or a lender. Loans are sanctioned and disbursed by our lending partners, subject to their eligibility criteria and approval.
Eligibility, documents, the EMI calculator and what people most often borrow for — each on its own page.
Plain-language guides on credit scores, EMIs, documents and safe borrowing, written by our team.
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2 min readShare a few details and see the personal loan offers you may be eligible for — no obligation.
