| Amount | EMI (illustrative) | Often used for |
|---|---|---|
| ₹10,000 | ₹917 a month at 18% for 12 months | Repairs, a fee instalment, a gap before salary |
| ₹20,000 | ₹1,834 a month at 18% for 12 months | A rent deposit, a laptop, urgent travel |
| ₹25,000 | ₹2,292 a month at 18% for 12 months | Course fees, a vehicle repair, festivals |
| ₹30,000 | ₹2,750 a month at 18% for 12 months | An appliance, a medical bill, a family event |
| ₹50,000 | ₹4,584 a month at 18% for 12 months | A hospital deposit, moving cities, wedding shopping |
| ₹75,000 | ₹3,672 a month at 16% for 24 months | A work laptop, a holiday, home repairs |
| ₹1 lakh | ₹4,896 a month at 16% for 24 months | A medical procedure, clearing card debt |
| ₹2 lakh | ₹9,793 a month at 16% for 24 months | Home renovation, wedding costs, a year's fees |
| ₹3 lakh | ₹10,253 a month at 14% for 36 months | A wedding, combining several debts |
| ₹5 lakh | ₹17,089 a month at 14% for 36 months | A major renovation, a wedding, studies |
| ₹10 lakh | ₹34,178 a month at 14% for 36 months | A large wedding, a full renovation |
The EMIs are worked out at illustrative rates and are not a lender's offer. Try your own numbers in the personal loan EMI calculator.