One platform for yourPersonal & Business Loans
- Multiple lenders, one application
- Quick, paperless & hassle free
- Happy customers
- 81,567+
- Lending partners
- 25
- Loans disbursed
- ₹200+ Cr
Share your details
Tell us about yourself or your business and how much you're looking to borrow — takes a few minutes.
- Mobile number
- Personal details
- Work details
256-bit SSL · Data protected · No CIBIL impact
Link your bank, digitally
Verify your banking history through the RBI-regulated Account Aggregator framework — no physical statements to hunt down.
- Your consent at every step
- No PDF statements to upload
- Used only to check eligibility
Get matched offers
Your profile is checked against our lending partners' criteria and you see the offers you're likely to qualify for.
- 25 lending partners
- Banks & NBFCs
- Compare before you choose
The offer cards in the picture are illustrative. Rates and amounts depend on the lender and your profile.
Sign & get funded
Pick an offer, complete the lender's paperwork online, and funds are disbursed straight to your bank account.
- Paid into your own bank account
See your EMI before you apply.
A quick estimate — your actual offer depends on the lenders matched to your profile.
Choose the loan that fits you.
Each loan has its own page, with the details, an EMI calculator and the questions people ask most.
Personal Loan
For salaried and self-employed individuals
- Use it for medical, wedding, travel or home needs
- One application, offers from several lenders
- Paperless banking check
Business Loan
For business owners and professionals
- Working capital, stock, equipment or growth
- One application, offers from several lenders
- Paperless, AA-based banking check
Built around you, not the paperwork.
A lending experience designed to get out of your way.
- 1application
- 0branch visits
- ₹funds direct to your bank
- 01
Fast, digital-first process
No branch visits or courier-ed documents — everything from application to e-sign happens online.
- 02
Paperless & secure banking check
Your banking history is verified through the RBI-regulated Account Aggregator framework, with your consent at every step.
- 03
Offers from multiple partners
One application is matched against several lending partners, so you can compare terms before you choose.
- 04
Dedicated support from our team
A dedicated point of contact helps you through document checks, offer selection and final disbursal.
Heard from the people we've helped.
Personal and business loan customers on what applying with us was like. Tap any story to read it in full.
You can apply for a Personal Loan, for your own plans and expenses, or a Business Loan, for your business or practice. Each has its own page with the details, an EMI calculator and the questions people ask most.
No. Oxon Fintech is a loan facilitation platform, not a bank or a lender. You apply once, and our lending partners — banks and NBFCs — make the credit decision, subject to their eligibility criteria and approval.
Eligibility depends on factors like your income or business turnover, banking history and credit profile, and varies by lending partner. Share your details and we'll show you the offers you're likely to qualify for.
Most of the process runs on a digital banking check through the Account Aggregator framework, so you typically won't need to upload physical bank statements. Additional KYC, income or business documents may be requested depending on the lender.
Your bank statements are accessed only with your explicit consent, through the RBI-regulated Account Aggregator framework, and used solely to assess your loan eligibility.
No — rates, loan amounts and tenures vary by lending partner and your profile. You'll be able to see and compare the terms of each offer before choosing one.
Borrow with confidence.
Plain-language guides on credit scores, EMIs, documents and safe borrowing, written by our team.
Read all guides- Credit Score
How to Improve Your CIBIL Score: 10 Steps That Actually Work
Practical, honest steps to raise your CIBIL score in India — paying on time, credit utilisation, fixing report errors and how long it really takes.
5 min read - EMI & Repayment
How Is EMI Calculated? Formula, Examples and Tips
The EMI formula explained in plain words, with worked examples in rupees, an amortisation table and how tenure and interest rate change what you pay.
4 min read - Safe Borrowing
How to Spot and Avoid Loan Fraud and Fake Loan Apps
Advance-fee scams, fake loan apps and impersonation calls — the warning signs, what genuine lenders never ask for, and where to report fraud in India.
3 min read
Real people, a real office.
Oxon Fintech is run by Oxon Credit Private Limited from Gurugram. Have a question before you apply? Call or write to us and someone from our team will answer.
- wecare@oxonfintech.com
- Mon–Sat, 10am–7pm IST
- Oxon Credit Private Limited
10th Floor, 1037, Tower-B3, Spaze I Tech Park, Sohna Road, Sector 49, Gurugram, Haryana 122018CIN: U64990HR2026PTC146902
Stay safe from loan fraud
- We never ask for your OTP, PIN, CVV or passwords on a call, SMS or WhatsApp. Type an OTP only on oxonfintech.com.
- Your loan comes from a bank or NBFC, our lending partner, and is paid into your own bank account.
- Our emails come only from an @oxonfintech.com address.
- Not sure a call or message is really from us? Call +91 87968 84759 or write to wecare@oxonfintech.com before you share anything.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation