What we do
Oxon Fintech is a loan facilitation platform. You apply once for a personal loan or a business loan, share your banking history digitally through the RBI-regulated Account Aggregator framework, and we match your profile with our lending partners — banks and NBFCs. Our team stays with you through documents, offers and disbursal.
What we are not
We are not a bank or an NBFC, and we do not lend money ourselves. Every loan is sanctioned and disbursed by a lending partner, under its own credit policy, with its own Key Fact Statement and agreement, directly into your bank account. We never ask for your OTP, PIN, CVV or passwords, and our emails come only from an @oxonfintech.com address.
How we work
- One application, several lenders — instead of approaching each lender separately.
- Paperless banking check — your statements come straight from your bank, only with your consent.
- Plain information — our guides, calculators and glossary explain borrowing without jargon. Read our editorial policy.
- A real team — reachable by phone and email, at a real office.
Your data
We collect only what is needed to assess and match your application, and use it only for that purpose. See our privacy policy, terms and grievance redressal process.