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Indian Overseas Bank · Ludhiana

IOBA0002663: Indian Overseas Bank, SBS Nagar Ludhiana

IFSC code IOBA0002663 belongs to the SBS Nagar Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab. Its MICR code is 141020023.

IFSC
IOBA0002663
MICR
141020023
Bank
Indian Overseas Bank
Branch
SBS Nagar Ludhiana
District
Ludhiana
State
Punjab
Phone
+914428584896

Branch address

Indian Overseas Bank
SBS Nagar,Pakhowal Road,Ludhiana 141013

Open in a map · Pincode 141013: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002663 is the code of the SBS Nagar Ludhiana branch. In the MICR code 141020023, 141 is the city, 020 the bank and 023 the branch.

Other Indian Overseas Bank branches in Ludhiana

All 32 Indian Overseas Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's SBS Nagar Ludhiana branch (Ludhiana, Punjab) is IOBA0002663.

  2. 141020023. MICR is printed at the bottom of the branch's cheques.

  3. SBS Nagar,Pakhowal Road,Ludhiana 141013

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002663 with the beneficiary's account number.

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