IOBA0002441: Indian Overseas Bank, Model Town Ludhiana
IFSC code IOBA0002441 belongs to the Model Town Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab. Its MICR code is 141020017.
Branch address
Indian Overseas Bank
Sco No 6 Behind Krishna Mandir Model Town Extension Market Ii Ludhiana,Pincode 141002
Open in a map · Pincode 141002: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002441 is the code of the Model Town Ludhiana branch. In the MICR code 141020017, 141 is the city, 020 the bank and 017 the branch.
Other Indian Overseas Bank branches in Ludhiana
All 32 Indian Overseas Bank branches in Ludhiana
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Model Town Ludhiana branch (Ludhiana, Punjab) is IOBA0002441.
141020017. MICR is printed at the bottom of the branch's cheques.
Sco No 6 Behind Krishna Mandir Model Town Extension Market Ii Ludhiana,Pincode 141002
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002441 with the beneficiary's account number.
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