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Indian Overseas Bank · Ludhiana

IOBA0000187: Indian Overseas Bank, Akalgarh Gurusar Sudhar

IFSC code IOBA0000187 belongs to the Akalgarh Gurusar Sudhar branch of Indian Overseas Bank in Ludhiana, Punjab.

IFSC
IOBA0000187
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Akalgarh Gurusar Sudhar
District
Ludhiana
State
Punjab
Phone
+911624276837

Branch address

Indian Overseas Bank
Akhal Garhgurusarsudhar, PO Khalsa College

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000187 is the code of the Akalgarh Gurusar Sudhar branch.

Other Indian Overseas Bank branches in Ludhiana

All 32 Indian Overseas Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Akalgarh Gurusar Sudhar branch (Ludhiana, Punjab) is IOBA0000187.

  2. Akhal Garhgurusarsudhar, PO Khalsa College

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000187 with the beneficiary's account number.

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