IOBA0002013: Indian Overseas Bank, R O Ludhiana
IFSC code IOBA0002013 belongs to the R O Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab.
- IFSC
- IOBA0002013
- MICR
- Not listed
- Branch
- R O Ludhiana
- District
- Ludhiana
- State
- Punjab
- Phone
- +914428584896
Branch address
Indian Overseas Bank
Post Box No 410 Door No 550 by 1,Fountain Chowk College Rd Civil Lines Ludhiana PIN Code 141001
Open in a map · Pincode 141001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002013 is the code of the R O Ludhiana branch.
Other Indian Overseas Bank branches in Ludhiana
All 32 Indian Overseas Bank branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's R O Ludhiana branch (Ludhiana, Punjab) is IOBA0002013.
Post Box No 410 Door No 550 by 1,Fountain Chowk College Rd Civil Lines Ludhiana PIN Code 141001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002013 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation