IOBA0000204: Indian Overseas Bank, Baddowal
IFSC code IOBA0000204 belongs to the Baddowal branch of Indian Overseas Bank in Ludhiana, Punjab. Its MICR code is 141020026.
Branch address
Indian Overseas Bank
Main Road,Baddowal PIN 142021
Open in a map · Pincode 142021: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000204 is the code of the Baddowal branch. In the MICR code 141020026, 141 is the city, 020 the bank and 026 the branch.
Other Indian Overseas Bank branches in Ludhiana
All 32 Indian Overseas Bank branches in Ludhiana
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Baddowal branch (Ludhiana, Punjab) is IOBA0000204.
141020026. MICR is printed at the bottom of the branch's cheques.
Main Road,Baddowal PIN 142021
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000204 with the beneficiary's account number.
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