IOBA0000575: Indian Overseas Bank, Chakohi
IFSC code IOBA0000575 belongs to the Chakohi branch of Indian Overseas Bank in Ludhiana, Punjab. Its MICR code is 141020522.
- IFSC
- IOBA0000575
- MICR
- 141020522
- Branch
- Chakohi
- District
- Ludhiana
- State
- Punjab
- Phone
- +911628281035
Branch address
Indian Overseas Bank
Chakohi Village ,Tehsil Khanna ,Chakohi PIN 141401
Open in a map · Pincode 141401: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000575 is the code of the Chakohi branch. In the MICR code 141020522, 141 is the city, 020 the bank and 522 the branch.
Other Indian Overseas Bank branches in Ludhiana
All 32 Indian Overseas Bank branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Chakohi branch (Ludhiana, Punjab) is IOBA0000575.
141020522. MICR is printed at the bottom of the branch's cheques.
Chakohi Village ,Tehsil Khanna ,Chakohi PIN 141401
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000575 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation