Boutiques, salons, home food brands, clinics, tuition centres, small factories and online stores — women-led businesses can apply for every kind of business loan on the strength of their turnover and banking history.
Funding options
- Regular business loans — working capital, term loans and equipment loans; some lenders have special programmes for women.
- PM Mudra Yojana — up to ₹20 lakh for micro and small businesses; see Mudra loan explained.
- Stand-Up India — bank loans of ₹10 lakh to ₹1 crore for first-time (greenfield) enterprises by women or SC/ST entrepreneurs; check current availability with your bank.
- CGTMSE — higher guarantee cover for women-led micro and small enterprises on collateral-free loans; see CGTMSE explained.
Read the full guide: loans and schemes for women entrepreneurs.
Make your application stronger
- Register the business — Udyam is free; GST where it applies.
- Run business income through a business account.
- Build a credit record in your own name.
How to apply with Oxon Fintech
Share your business details once, link your bank account digitally through Account Aggregator, and see offers from our lending partners. Check eligibility and the documents first, and plan the EMI with the business loan EMI calculator.