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Indian Bank · Ludhiana

IDIB000M402: Indian Bank, Mandiali Kalan

IFSC code IDIB000M402 belongs to the Mandiali Kalan branch of Indian Bank in Ludhiana, Punjab. Its MICR code is 141019204.

IFSC
IDIB000M402
MICR
141019204
Bank
Indian Bank
Branch
Mandiali Kalan
District
Ludhiana
State
Punjab
Phone
+917347002544

Branch address

Indian Bank
Village Mandiala Kalan, Post Bija, Tehsil Khanna

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00M402 is the code of the Mandiali Kalan branch. In the MICR code 141019204, 141 is the city, 019 the bank and 204 the branch.

Other Indian Bank branches in Ludhiana

All 37 Indian Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Mandiali Kalan branch (Ludhiana, Punjab) is IDIB000M402.

  2. 141019204. MICR is printed at the bottom of the branch's cheques.

  3. Village Mandiala Kalan, Post Bija, Tehsil Khanna

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000M402 with the beneficiary's account number.

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