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Indian Bank · Ludhiana

IDIB000J002: Indian Bank, Jagraon

IFSC code IDIB000J002 belongs to the Jagraon branch of Indian Bank in Ludhiana, Punjab. Its MICR code is 142019052.

IFSC
IDIB000J002
MICR
142019052
Bank
Indian Bank
Branch
Jagraon
District
Ludhiana
State
Punjab
Phone
+911624503651

Branch address

Indian Bank
Jhansi Rani Chowk Raikot Road Jagraon Jagraon PIN 142026

Open in a map · Pincode 142026: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00J002 is the code of the Jagraon branch. In the MICR code 142019052, 142 is the city, 019 the bank and 052 the branch.

Other Indian Bank branches in Ludhiana

All 37 Indian Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Jagraon branch (Ludhiana, Punjab) is IDIB000J002.

  2. 142019052. MICR is printed at the bottom of the branch's cheques.

  3. Jhansi Rani Chowk Raikot Road Jagraon Jagraon PIN 142026

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000J002 with the beneficiary's account number.

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