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Indian Bank · Ludhiana

IDIB000F521: Indian Bank, Ludhiana Focal Point

IFSC code IDIB000F521 belongs to the Ludhiana Focal Point branch of Indian Bank in Ludhiana, Punjab. Its MICR code is 141019031.

IFSC
IDIB000F521
MICR
141019031
Bank
Indian Bank
Branch
Ludhiana Focal Point
District
Ludhiana
State
Punjab
Phone
+917347035091

Branch address

Indian Bank
Opposite Aarati Steels Limited Shiv Chowk Focal Point Ludhiana Ludhiana PIN 141001

Open in a map · Pincode 141001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00F521 is the code of the Ludhiana Focal Point branch. In the MICR code 141019031, 141 is the city, 019 the bank and 031 the branch.

Other Indian Bank branches in Ludhiana

All 37 Indian Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Ludhiana Focal Point branch (Ludhiana, Punjab) is IDIB000F521.

  2. 141019031. MICR is printed at the bottom of the branch's cheques.

  3. Opposite Aarati Steels Limited Shiv Chowk Focal Point Ludhiana Ludhiana PIN 141001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000F521 with the beneficiary's account number.

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