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Indian Bank · Ludhiana

IDIB000K728: Indian Bank, Kohara

IFSC code IDIB000K728 belongs to the Kohara branch of Indian Bank in Ludhiana, Punjab. Its MICR code is 141019034.

IFSC
IDIB000K728
MICR
141019034
Bank
Indian Bank
Branch
Kohara
District
Ludhiana
State
Punjab
Phone
+911612848001

Branch address

Indian Bank
Vpo Kohara Opposite Punjab and Sind Bank Chandigarh Road Kohara Kohara PIN 141112

Open in a map · Pincode 141112: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00K728 is the code of the Kohara branch. In the MICR code 141019034, 141 is the city, 019 the bank and 034 the branch.

Other Indian Bank branches in Ludhiana

All 37 Indian Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Kohara branch (Ludhiana, Punjab) is IDIB000K728.

  2. 141019034. MICR is printed at the bottom of the branch's cheques.

  3. Vpo Kohara Opposite Punjab and Sind Bank Chandigarh Road Kohara Kohara PIN 141112

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000K728 with the beneficiary's account number.

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