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Utkarsh Small Finance Bank · Ranchi

UTKS0002023: Utkarsh Small Finance Bank, Bundu

IFSC code UTKS0002023 belongs to the Bundu branch of Utkarsh Small Finance Bank in Ranchi, Jharkhand. Its MICR code is 835762003.

IFSC
UTKS0002023
MICR
835762003
Bank
Utkarsh Small Finance Bank
Branch
Bundu
District
Ranchi
State
Jharkhand

Branch address

Utkarsh Small Finance Bank
Tmfibt.Fnitttngbdittiji50.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002023 is the code of the Bundu branch. In the MICR code 835762003, 835 is the city, 762 the bank and 003 the branch.

Other Utkarsh Small Finance Bank branches in Ranchi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Bundu branch (Ranchi, Jharkhand) is UTKS0002023.

  2. 835762003. MICR is printed at the bottom of the branch's cheques.

  3. Tmfibt.Fnitttngbdittiji50.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0002023 with the beneficiary's account number.

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