Utkarsh Small Finance Bank IFSC code: all branches
Utkarsh Small Finance Bank has 1,118 branches in 27 states. Pick a state to find a branch's IFSC, MICR code and address.
Utkarsh Small Finance Bank branches by state
| State / union territory | Branches |
|---|---|
| Andhra Pradesh | 5 |
| Assam | 2 |
| Bihar | 283 |
| Chandigarh | 2 |
| Chhattisgarh | 24 |
| Delhi | 37 |
| Goa | 2 |
| Gujarat | 20 |
| Haryana | 35 |
| Himachal Pradesh | 4 |
| Jammu and Kashmir | 3 |
| Jharkhand | 99 |
| Karnataka | 10 |
| Kerala | 11 |
| Madhya Pradesh | 54 |
| Maharashtra | 87 |
| Meghalaya | 1 |
| Odisha | 104 |
| Puducherry | 1 |
| Punjab | 11 |
| Rajasthan | 29 |
| Sikkim | 1 |
| Tamil Nadu | 15 |
| Telangana | 4 |
| Uttar Pradesh | 231 |
| Uttarakhand | 27 |
| West Bengal | 16 |
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
1,118 branches in 27 states and union territories, as listed by RBI for NEFT and RTGS.
Utkarsh Small Finance Bank's IFSCs start with UTKS, then 0, then six characters for the branch (UTKS0XXXXXX). Each branch has its own code.
Bihar (283), Uttar Pradesh (231) and Odisha (104).
IFSC (Indian Financial System Code) is the 11-character code RBI gives every bank branch that takes part in NEFT, RTGS and IMPS. The first four letters are the bank, the fifth character is always 0, and the last six identify the branch.
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