Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Utkarsh Small Finance Bank · Ranchi

UTKS0001264: Utkarsh Small Finance Bank, Ratu Road

IFSC code UTKS0001264 belongs to the Ratu Road branch of Utkarsh Small Finance Bank in Ranchi, Jharkhand. Its MICR code is 834762003.

IFSC
UTKS0001264
MICR
834762003
Bank
Utkarsh Small Finance Bank
Branch
Ratu Road
District
Ranchi
State
Jharkhand
Phone
+919523095851

Branch address

Utkarsh Small Finance Bank
Smt.Susheela Sharam,W/O Dwarika Prashad Devi Mandap Road,Hesal,Ranchi,Thana-Sukhedev Nagar Dist.Ranchi ( Jharkhand),PIN-834005

Open in a map · Pincode 834005: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001264 is the code of the Ratu Road branch. In the MICR code 834762003, 834 is the city, 762 the bank and 003 the branch.

Other Utkarsh Small Finance Bank branches in Ranchi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Utkarsh Small Finance Bank's Ratu Road branch (Ranchi, Jharkhand) is UTKS0001264.

  2. 834762003. MICR is printed at the bottom of the branch's cheques.

  3. Smt.Susheela Sharam,W/O Dwarika Prashad Devi Mandap Road,Hesal,Ranchi,Thana-Sukhedev Nagar Dist.Ranchi ( Jharkhand),PIN-834005

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001264 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation