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Utkarsh Small Finance Bank · Nainital

UTKS0001195: Utkarsh Small Finance Bank, Haldwani

IFSC code UTKS0001195 belongs to the Haldwani branch of Utkarsh Small Finance Bank in Nainital, Uttarakhand. Its MICR code is 263762503.

IFSC
UTKS0001195
MICR
263762503
Bank
Utkarsh Small Finance Bank
Branch
Haldwani
District
Nainital
State
Uttarakhand
Phone
+917983105967

Branch address

Utkarsh Small Finance Bank
Chorgaliya Road,Near Maharana Pratap Chowk,Sitarganj,U.S.Nagar -261405

Open in a map · Pincode 261405: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001195 is the code of the Haldwani branch. In the MICR code 263762503, 263 is the city, 762 the bank and 503 the branch.

Other Utkarsh Small Finance Bank branches in Nainital

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Haldwani branch (Nainital, Uttarakhand) is UTKS0001195.

  2. 263762503. MICR is printed at the bottom of the branch's cheques.

  3. Chorgaliya Road,Near Maharana Pratap Chowk,Sitarganj,U.S.Nagar -261405

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001195 with the beneficiary's account number.

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