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Utkarsh Small Finance Bank · Nainital

UTKS0001185: Utkarsh Small Finance Bank, Sitarganj

IFSC code UTKS0001185 belongs to the Sitarganj branch of Utkarsh Small Finance Bank in Nainital, Uttarakhand. Its MICR code is 262762502.

IFSC
UTKS0001185
MICR
262762502
Bank
Utkarsh Small Finance Bank
Branch
Sitarganj
District
Nainital
State
Uttarakhand
Phone
+917897064853

Branch address

Utkarsh Small Finance Bank
3/953,Subhash Nagar Near Bedi General Store Haldwani Nainital U.K India PIN-263139

Open in a map · Pincode 263139: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTKS is Utkarsh Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001185 is the code of the Sitarganj branch. In the MICR code 262762502, 262 is the city, 762 the bank and 502 the branch.

Other Utkarsh Small Finance Bank branches in Nainital

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Utkarsh Small Finance Bank's Sitarganj branch (Nainital, Uttarakhand) is UTKS0001185.

  2. 262762502. MICR is printed at the bottom of the branch's cheques.

  3. 3/953,Subhash Nagar Near Bedi General Store Haldwani Nainital U.K India PIN-263139

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTKS0001185 with the beneficiary's account number.

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