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Axis Bank · Surat

UTIB0005712: Axis Bank, Surat

IFSC code UTIB0005712 belongs to the Surat branch of Axis Bank in Surat, Gujarat. Its MICR code is 395211051.

IFSC
UTIB0005712
MICR
395211051
Bank
Axis Bank
Branch
Surat
District
Surat
State
Gujarat
Phone
+919909002615

Branch address

Axis Bank
Ground Floor, Gurukrupa Vidyalaya, Swaminarayan Chowk, Mora Bhagal, Village Rander, Dist Surat

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005712 is the code of the Surat branch. In the MICR code 395211051, 395 is the city, 211 the bank and 051 the branch.

Other Axis Bank branches in Surat

All 66 Axis Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Surat branch (Surat, Gujarat) is UTIB0005712.

  2. 395211051. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Gurukrupa Vidyalaya, Swaminarayan Chowk, Mora Bhagal, Village Rander, Dist Surat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005712 with the beneficiary's account number.

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