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Axis Bank · Surat

UTIB0004401: Axis Bank, Laal Darwaaza

IFSC code UTIB0004401 belongs to the Laal Darwaaza branch of Axis Bank in Surat, Gujarat. Its MICR code is 395211038.

IFSC
UTIB0004401
MICR
395211038
Bank
Axis Bank
Branch
Laal Darwaaza
District
Surat
State
Gujarat
Phone
+919727648747

Branch address

Axis Bank
Ground Floor, Shop No. 4 and Shop No. 26,Infinity Tower, Near Ayurvedic College, Laal Darwaaza 395003

Open in a map · Pincode 395003: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004401 is the code of the Laal Darwaaza branch. In the MICR code 395211038, 395 is the city, 211 the bank and 038 the branch.

Other Axis Bank branches in Surat

All 66 Axis Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Laal Darwaaza branch (Surat, Gujarat) is UTIB0004401.

  2. 395211038. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Shop No. 4 and Shop No. 26,Infinity Tower, Near Ayurvedic College, Laal Darwaaza 395003

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004401 with the beneficiary's account number.

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