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Axis Bank · Surat

UTIB0004901: Axis Bank, A K Road

IFSC code UTIB0004901 belongs to the A K Road branch of Axis Bank in Surat, Gujarat. Its MICR code is 395211045.

IFSC
UTIB0004901
MICR
395211045
Bank
Axis Bank
Branch
A K Road
District
Surat
State
Gujarat
Phone
+919725921566

Branch address

Axis Bank
Ground Floor Shop No 5 to 7 FP No 21a SP No2 TPS No 04 Ashwani Kumar Near Ankur Char Rasta

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004901 is the code of the A K Road branch. In the MICR code 395211045, 395 is the city, 211 the bank and 045 the branch.

Other Axis Bank branches in Surat

All 66 Axis Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's A K Road branch (Surat, Gujarat) is UTIB0004901.

  2. 395211045. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Shop No 5 to 7 FP No 21a SP No2 TPS No 04 Ashwani Kumar Near Ankur Char Rasta

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004901 with the beneficiary's account number.

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