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Indian Overseas Bank · Ranipet

IOBA0003985: Indian Overseas Bank, Timiri

IFSC code IOBA0003985 belongs to the Timiri branch of Indian Overseas Bank in Ranipet, Tamil Nadu. Its MICR code is 632020015.

IFSC
IOBA0003985
MICR
632020015
Bank
Indian Overseas Bank
Branch
Timiri
District
Ranipet
State
Tamil Nadu
Phone
+918925953998

Branch address

Indian Overseas Bank
Door No 234,Nehru Bazaar,Timiri,Ranipet-632512

Open in a map · Pincode 632512: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003985 is the code of the Timiri branch. In the MICR code 632020015, 632 is the city, 020 the bank and 015 the branch.

Other Indian Overseas Bank branches in Ranipet

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Timiri branch (Ranipet, Tamil Nadu) is IOBA0003985.

  2. 632020015. MICR is printed at the bottom of the branch's cheques.

  3. Door No 234,Nehru Bazaar,Timiri,Ranipet-632512

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003985 with the beneficiary's account number.

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