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Indian Overseas Bank · Ranipet

IOBA0000078: Indian Overseas Bank, Ranipet

IFSC code IOBA0000078 belongs to the Ranipet branch of Indian Overseas Bank in Ranipet, Tamil Nadu. Its MICR code is 632020102.

IFSC
IOBA0000078
MICR
632020102
Bank
Indian Overseas Bank
Branch
Ranipet
District
Ranipet
State
Tamil Nadu
Phone
+914172272588

Branch address

Indian Overseas Bank
M S M Complex,4 Kandasamy Mudali Street,Ranipet

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000078 is the code of the Ranipet branch. In the MICR code 632020102, 632 is the city, 020 the bank and 102 the branch.

Other Indian Overseas Bank branches in Ranipet

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ranipet branch (Ranipet, Tamil Nadu) is IOBA0000078.

  2. 632020102. MICR is printed at the bottom of the branch's cheques.

  3. M S M Complex,4 Kandasamy Mudali Street,Ranipet

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000078 with the beneficiary's account number.

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