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Indian Overseas Bank · Ranipet

IOBA0000438: Indian Overseas Bank, Industrial Complex

IFSC code IOBA0000438 belongs to the Industrial Complex branch of Indian Overseas Bank in Ranipet, Tamil Nadu. Its MICR code is 632020103.

IFSC
IOBA0000438
MICR
632020103
Bank
Indian Overseas Bank
Branch
Industrial Complex
District
Ranipet
State
Tamil Nadu

Branch address

Indian Overseas Bank
Plot 2b,Commercial Complex,Sipcot Industrial Estate,Ranipet

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000438 is the code of the Industrial Complex branch. In the MICR code 632020103, 632 is the city, 020 the bank and 103 the branch.

Other Indian Overseas Bank branches in Ranipet

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Industrial Complex branch (Ranipet, Tamil Nadu) is IOBA0000438.

  2. 632020103. MICR is printed at the bottom of the branch's cheques.

  3. Plot 2b,Commercial Complex,Sipcot Industrial Estate,Ranipet

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000438 with the beneficiary's account number.

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