IOBA0003431: Indian Overseas Bank, Mira Road Thane
IFSC code IOBA0003431 belongs to the Mira Road Thane branch of Indian Overseas Bank in Thane, Maharashtra. Its MICR code is 400020080.
- IFSC
- IOBA0003431
- MICR
- 400020080
- Branch
- Mira Road Thane
- District
- Thane
- State
- Maharashtra
- Phone
- +912228126225
Branch address
Indian Overseas Bank
Golden Palace Estate,Near Sai Pertro Pump,Mira Bhayander Road,Mira Road E Thane 401 107
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003431 is the code of the Mira Road Thane branch. In the MICR code 400020080, 400 is the city, 020 the bank and 080 the branch.
Other Indian Overseas Bank branches in Thane
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Mira Road Thane branch (Thane, Maharashtra) is IOBA0003431.
400020080. MICR is printed at the bottom of the branch's cheques.
Golden Palace Estate,Near Sai Pertro Pump,Mira Bhayander Road,Mira Road E Thane 401 107
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003431 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation