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Indian Overseas Bank · Thane

IOBA0001978: Indian Overseas Bank, Ghodbundar Road

IFSC code IOBA0001978 belongs to the Ghodbundar Road branch of Indian Overseas Bank in Thane, Maharashtra. Its MICR code is 400020068.

IFSC
IOBA0001978
MICR
400020068
Bank
Indian Overseas Bank
Branch
Ghodbundar Road
District
Thane
State
Maharashtra
Phone
+912225893725

Branch address

Indian Overseas Bank
1st Floor,Arihant Plaza,Phase 1 Ovala,Ghodbundar Road Thane PIN 400607

Open in a map · Pincode 400607: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001978 is the code of the Ghodbundar Road branch. In the MICR code 400020068, 400 is the city, 020 the bank and 068 the branch.

Other Indian Overseas Bank branches in Thane

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ghodbundar Road branch (Thane, Maharashtra) is IOBA0001978.

  2. 400020068. MICR is printed at the bottom of the branch's cheques.

  3. 1st Floor,Arihant Plaza,Phase 1 Ovala,Ghodbundar Road Thane PIN 400607

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001978 with the beneficiary's account number.

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