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Indian Overseas Bank · Thane

IOBA0000897: Indian Overseas Bank, Mumbai Kalyan

IFSC code IOBA0000897 belongs to the Mumbai Kalyan branch of Indian Overseas Bank in Thane, Maharashtra. Its MICR code is 400020033.

IFSC
IOBA0000897
MICR
400020033
Bank
Indian Overseas Bank
Branch
Mumbai Kalyan
District
Thane
State
Maharashtra

Branch address

Indian Overseas Bank
Bajrang Apartments,1 Floor,R P Road Near R T O West Kalyan PIN 421301

Open in a map · Pincode 421301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000897 is the code of the Mumbai Kalyan branch. In the MICR code 400020033, 400 is the city, 020 the bank and 033 the branch.

Other Indian Overseas Bank branches in Thane

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Mumbai Kalyan branch (Thane, Maharashtra) is IOBA0000897.

  2. 400020033. MICR is printed at the bottom of the branch's cheques.

  3. Bajrang Apartments,1 Floor,R P Road Near R T O West Kalyan PIN 421301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000897 with the beneficiary's account number.

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