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Indian Overseas Bank · Karur

IOBA0003412: Indian Overseas Bank, Puliyur

IFSC code IOBA0003412 belongs to the Puliyur branch of Indian Overseas Bank in Karur, Tamil Nadu. Its MICR code is 639020023.

IFSC
IOBA0003412
MICR
639020023
Bank
Indian Overseas Bank
Branch
Puliyur
District
Karur
State
Tamil Nadu
Phone
+914324250624

Branch address

Indian Overseas Bank
33a,Chettipalayam,Tiruchy Main Road,Puliyur 639114,Karur Dist

Open in a map · Pincode 639114: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003412 is the code of the Puliyur branch. In the MICR code 639020023, 639 is the city, 020 the bank and 023 the branch.

Other Indian Overseas Bank branches in Karur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Puliyur branch (Karur, Tamil Nadu) is IOBA0003412.

  2. 639020023. MICR is printed at the bottom of the branch's cheques.

  3. 33a,Chettipalayam,Tiruchy Main Road,Puliyur 639114,Karur Dist

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003412 with the beneficiary's account number.

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