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Indian Overseas Bank · Karur

IOBA0000635: Indian Overseas Bank, Thogamalai

IFSC code IOBA0000635 belongs to the Thogamalai branch of Indian Overseas Bank in Karur, Tamil Nadu. Its MICR code is 620020027.

IFSC
IOBA0000635
MICR
620020027
Bank
Indian Overseas Bank
Branch
Thogamalai
District
Karur
State
Tamil Nadu

Branch address

Indian Overseas Bank
235 by 10 and 235 by 11,Main Road,Thogamalai,PIN 621313

Open in a map · Pincode 621313: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000635 is the code of the Thogamalai branch. In the MICR code 620020027, 620 is the city, 020 the bank and 027 the branch.

Other Indian Overseas Bank branches in Karur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Thogamalai branch (Karur, Tamil Nadu) is IOBA0000635.

  2. 620020027. MICR is printed at the bottom of the branch's cheques.

  3. 235 by 10 and 235 by 11,Main Road,Thogamalai,PIN 621313

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000635 with the beneficiary's account number.

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