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Indian Overseas Bank · Karur

IOBA0002701: Indian Overseas Bank, Karur Gandhigramam

IFSC code IOBA0002701 belongs to the Karur Gandhigramam branch of Indian Overseas Bank in Karur, Tamil Nadu. Its MICR code is 639020019.

IFSC
IOBA0002701
MICR
639020019
Bank
Indian Overseas Bank
Branch
Karur Gandhigramam
District
Karur
State
Tamil Nadu
Phone
+914324246624

Branch address

Indian Overseas Bank
18by4 Mig Tamilnadu Housing Board,North Gandhigramam,Pasupathipalayam,Karur 639004

Open in a map · Pincode 639004: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002701 is the code of the Karur Gandhigramam branch. In the MICR code 639020019, 639 is the city, 020 the bank and 019 the branch.

Other Indian Overseas Bank branches in Karur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Karur Gandhigramam branch (Karur, Tamil Nadu) is IOBA0002701.

  2. 639020019. MICR is printed at the bottom of the branch's cheques.

  3. 18by4 Mig Tamilnadu Housing Board,North Gandhigramam,Pasupathipalayam,Karur 639004

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002701 with the beneficiary's account number.

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