Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Overseas Bank · Vadodara

IOBA0002390: Indian Overseas Bank, Sama Road

IFSC code IOBA0002390 belongs to the Sama Road branch of Indian Overseas Bank in Vadodara, Gujarat. Its MICR code is 390020014.

IFSC
IOBA0002390
MICR
390020014
Bank
Indian Overseas Bank
Branch
Sama Road
District
Vadodara
State
Gujarat

Branch address

Indian Overseas Bank
C 2 Varia Society New Sama Road Baroda 390024

Open in a map · Pincode 390024: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002390 is the code of the Sama Road branch. In the MICR code 390020014, 390 is the city, 020 the bank and 014 the branch.

Other Indian Overseas Bank branches in Vadodara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Overseas Bank's Sama Road branch (Vadodara, Gujarat) is IOBA0002390.

  2. 390020014. MICR is printed at the bottom of the branch's cheques.

  3. C 2 Varia Society New Sama Road Baroda 390024

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002390 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation