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Indian Overseas Bank · Vadodara

IOBA0000723: Indian Overseas Bank, Undera

IFSC code IOBA0000723 belongs to the Undera branch of Indian Overseas Bank in Vadodara, Gujarat. Its MICR code is 390020007.

IFSC
IOBA0000723
MICR
390020007
Bank
Indian Overseas Bank
Branch
Undera
District
Vadodara
State
Gujarat

Branch address

Indian Overseas Bank
Undera Refinery Circle Post Undera Koyli Undera PIN 391330

Open in a map · Pincode 391330: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000723 is the code of the Undera branch. In the MICR code 390020007, 390 is the city, 020 the bank and 007 the branch.

Other Indian Overseas Bank branches in Vadodara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Undera branch (Vadodara, Gujarat) is IOBA0000723.

  2. 390020007. MICR is printed at the bottom of the branch's cheques.

  3. Undera Refinery Circle Post Undera Koyli Undera PIN 391330

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000723 with the beneficiary's account number.

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