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Indian Overseas Bank · Vadodara

IOBA0000356: Indian Overseas Bank, Baroda Dandia Bazaar

IFSC code IOBA0000356 belongs to the Baroda Dandia Bazaar branch of Indian Overseas Bank in Vadodara, Gujarat. Its MICR code is 390020006.

IFSC
IOBA0000356
MICR
390020006
Bank
Indian Overseas Bank
Branch
Baroda Dandia Bazaar
District
Vadodara
State
Gujarat
Phone
+912652410573

Branch address

Indian Overseas Bank
1 Floor,Rajeshirkes Building,Dandia Bazaar,Baroda PIN 390001

Open in a map · Pincode 390001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000356 is the code of the Baroda Dandia Bazaar branch. In the MICR code 390020006, 390 is the city, 020 the bank and 006 the branch.

Other Indian Overseas Bank branches in Vadodara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Baroda Dandia Bazaar branch (Vadodara, Gujarat) is IOBA0000356.

  2. 390020006. MICR is printed at the bottom of the branch's cheques.

  3. 1 Floor,Rajeshirkes Building,Dandia Bazaar,Baroda PIN 390001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000356 with the beneficiary's account number.

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