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Indian Overseas Bank · Mumbai Suburban

IOBA0000397: Indian Overseas Bank, Garodia Nagar

IFSC code IOBA0000397 belongs to the Garodia Nagar branch of Indian Overseas Bank in Mumbai Suburban, Maharashtra. Its MICR code is 400020011.

IFSC
IOBA0000397
MICR
400020011
Bank
Indian Overseas Bank
Branch
Garodia Nagar
District
Mumbai Suburban
State
Maharashtra

Branch address

Indian Overseas Bank
Plot No 167, 90 Feet Road, Garodia Nagar, Ghatkopar East, Mumbai - 400077

Open in a map · Pincode 400077: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000397 is the code of the Garodia Nagar branch. In the MICR code 400020011, 400 is the city, 020 the bank and 011 the branch.

Other Indian Overseas Bank branches in Mumbai Suburban

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Garodia Nagar branch (Mumbai Suburban, Maharashtra) is IOBA0000397.

  2. 400020011. MICR is printed at the bottom of the branch's cheques.

  3. Plot No 167, 90 Feet Road, Garodia Nagar, Ghatkopar East, Mumbai - 400077

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000397 with the beneficiary's account number.

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