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Indian Overseas Bank · Mumbai Suburban

IOBA0000162: Indian Overseas Bank, Ghatkopar

IFSC code IOBA0000162 belongs to the Ghatkopar branch of Indian Overseas Bank in Mumbai Suburban, Maharashtra. Its MICR code is 400020026.

IFSC
IOBA0000162
MICR
400020026
Bank
Indian Overseas Bank
Branch
Ghatkopar
District
Mumbai Suburban
State
Maharashtra

Branch address

Indian Overseas Bank
1, Gulwala Building,Jawahar Road, Ghatkopar East Mumbai - 400077

Open in a map · Pincode 400077: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000162 is the code of the Ghatkopar branch. In the MICR code 400020026, 400 is the city, 020 the bank and 026 the branch.

Other Indian Overseas Bank branches in Mumbai Suburban

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ghatkopar branch (Mumbai Suburban, Maharashtra) is IOBA0000162.

  2. 400020026. MICR is printed at the bottom of the branch's cheques.

  3. 1, Gulwala Building,Jawahar Road, Ghatkopar East Mumbai - 400077

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000162 with the beneficiary's account number.

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