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Indian Overseas Bank · Mumbai Suburban

IOBA0000128: Indian Overseas Bank, Bandra West

IFSC code IOBA0000128 belongs to the Bandra West branch of Indian Overseas Bank in Mumbai Suburban, Maharashtra. Its MICR code is 400020006.

IFSC
IOBA0000128
MICR
400020006
Bank
Indian Overseas Bank
Branch
Bandra West
District
Mumbai Suburban
State
Maharashtra

Branch address

Indian Overseas Bank
273, Tpsiii, Radhaswami Apartments, 36th Road, Bandra West, Mumbai - 400050

Open in a map · Pincode 400050: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000128 is the code of the Bandra West branch. In the MICR code 400020006, 400 is the city, 020 the bank and 006 the branch.

Other Indian Overseas Bank branches in Mumbai Suburban

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Bandra West branch (Mumbai Suburban, Maharashtra) is IOBA0000128.

  2. 400020006. MICR is printed at the bottom of the branch's cheques.

  3. 273, Tpsiii, Radhaswami Apartments, 36th Road, Bandra West, Mumbai - 400050

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000128 with the beneficiary's account number.

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