IBKL0712BNS: IDBI, The Bardoli Nagrik Sahkari Bank Ltd
IFSC code IBKL0712BNS belongs to the The Bardoli Nagrik Sahkari Bank Ltd branch of IDBI in Surat, Gujarat. Its MICR code is 394259000.
- IFSC
- IBKL0712BNS
- MICR
- 394259000
- Bank
- IDBI
- Branch
- The Bardoli Nagrik Sahkari Bank Ltd
- District
- Surat
- State
- Gujarat
- Phone
- +919274336354
Branch address
IDBI
Upil Bazar Bardoli Dist Surat Gujarat
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 712BNS is the code of the The Bardoli Nagrik Sahkari Bank Ltd branch. In the MICR code 394259000, 394 is the city, 259 the bank and 000 the branch.
Other IDBI branches in Surat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of IDBI's The Bardoli Nagrik Sahkari Bank Ltd branch (Surat, Gujarat) is IBKL0712BNS.
394259000. MICR is printed at the bottom of the branch's cheques.
Upil Bazar Bardoli Dist Surat Gujarat
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0712BNS with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

