Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
IDBI · Surat

IBKL0000554: IDBI, Surat

IFSC code IBKL0000554 belongs to the Surat branch of IDBI in Surat, Gujarat. Its MICR code is 395259004.

IFSC
IBKL0000554
MICR
395259004
Bank
IDBI
Branch
Surat
District
Surat
State
Gujarat
Phone
+916265406598

Branch address

IDBI
Gujarat Safe Depositchamber 1 St Floor, Opp Bank of Baroda , Bhagatalao , Surat, Pincode 395003

Open in a map · Pincode 395003: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000554 is the code of the Surat branch. In the MICR code 395259004, 395 is the city, 259 the bank and 004 the branch.

Other IDBI branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of IDBI's Surat branch (Surat, Gujarat) is IBKL0000554.

  2. 395259004. MICR is printed at the bottom of the branch's cheques.

  3. Gujarat Safe Depositchamber 1 St Floor, Opp Bank of Baroda , Bhagatalao , Surat, Pincode 395003

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000554 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation