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IDBI · Surat

IBKL0000146: IDBI, Surat Main Branch

IFSC code IBKL0000146 belongs to the Surat Main Branch branch of IDBI in Surat, Gujarat. Its MICR code is 395259003.

IFSC
IBKL0000146
MICR
395259003
Bank
IDBI
Branch
Surat Main Branch
District
Surat
State
Gujarat
Phone
+912616556691

Branch address

IDBI
IDBI Bank, Ground Floor, 21st Century Business Center, Opp. Singapuri Wadi, Ring Road, Surat

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000146 is the code of the Surat Main Branch branch. In the MICR code 395259003, 395 is the city, 259 the bank and 003 the branch.

Other IDBI branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Surat Main Branch branch (Surat, Gujarat) is IBKL0000146.

  2. 395259003. MICR is printed at the bottom of the branch's cheques.

  3. IDBI Bank, Ground Floor, 21st Century Business Center, Opp. Singapuri Wadi, Ring Road, Surat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000146 with the beneficiary's account number.

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