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Bank of India · Visakhapatanam

BKID0008642: Bank of India, Saroornagar

IFSC code BKID0008642 belongs to the Saroornagar branch of Bank of India in Visakhapatanam, Andhra Pradesh. Its MICR code is 500013019.

IFSC
BKID0008642
MICR
500013019
Bank
Bank of India
Branch
Saroornagar
District
Visakhapatanam
State
Andhra Pradesh
Phone
+914024047231

Branch address

Bank of India
10 A Huda Complexsaroornagar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008642 is the code of the Saroornagar branch. In the MICR code 500013019, 500 is the city, 013 the bank and 019 the branch.

Other Bank of India branches in Visakhapatanam

All 57 Bank of India branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Saroornagar branch (Visakhapatanam, Andhra Pradesh) is BKID0008642.

  2. 500013019. MICR is printed at the bottom of the branch's cheques.

  3. 10 A Huda Complexsaroornagar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008642 with the beneficiary's account number.

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