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Bank of India · Visakhapatanam

BKID0008616: Bank of India, Gajuwaka

IFSC code BKID0008616 belongs to the Gajuwaka branch of Bank of India in Visakhapatanam, Andhra Pradesh. Its MICR code is 530013002.

IFSC
BKID0008616
MICR
530013002
Bank
Bank of India
Branch
Gajuwaka
District
Visakhapatanam
State
Andhra Pradesh
Phone
+918912512774

Branch address

Bank of India
Door No 9 8 64 Sri Ram Niwasgajuwaka Anakapalli Main Rd Gajuwaka Dist Visakhapat

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008616 is the code of the Gajuwaka branch. In the MICR code 530013002, 530 is the city, 013 the bank and 002 the branch.

Other Bank of India branches in Visakhapatanam

All 57 Bank of India branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Gajuwaka branch (Visakhapatanam, Andhra Pradesh) is BKID0008616.

  2. 530013002. MICR is printed at the bottom of the branch's cheques.

  3. Door No 9 8 64 Sri Ram Niwasgajuwaka Anakapalli Main Rd Gajuwaka Dist Visakhapat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008616 with the beneficiary's account number.

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