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Bank of India · Visakhapatanam

BKID0008619: Bank of India, Harbour Road

IFSC code BKID0008619 belongs to the Harbour Road branch of Bank of India in Visakhapatanam, Andhra Pradesh. Its MICR code is 530013003.

IFSC
BKID0008619
MICR
530013003
Bank
Bank of India
Branch
Harbour Road
District
Visakhapatanam
State
Andhra Pradesh
Phone
+918912565139

Branch address

Bank of India
Manganese Housenead Old Post Office Harbour Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008619 is the code of the Harbour Road branch. In the MICR code 530013003, 530 is the city, 013 the bank and 003 the branch.

Other Bank of India branches in Visakhapatanam

All 57 Bank of India branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Harbour Road branch (Visakhapatanam, Andhra Pradesh) is BKID0008619.

  2. 530013003. MICR is printed at the bottom of the branch's cheques.

  3. Manganese Housenead Old Post Office Harbour Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008619 with the beneficiary's account number.

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