BKID0006517: Bank of India, Payal
IFSC code BKID0006517 belongs to the Payal branch of Bank of India in Ludhiana, Punjab. Its MICR code is 141013153.
- IFSC
- BKID0006517
- MICR
- 141013153
- Bank
- Bank of India
- Branch
- Payal
- District
- Ludhiana
- State
- Punjab
- Phone
- +911628276223
Branch address
Bank of India
Payaldistrict Ludhiana
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006517 is the code of the Payal branch. In the MICR code 141013153, 141 is the city, 013 the bank and 153 the branch.
Other Bank of India branches in Ludhiana
All 43 Bank of India branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Payal branch (Ludhiana, Punjab) is BKID0006517.
141013153. MICR is printed at the bottom of the branch's cheques.
Payaldistrict Ludhiana
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006517 with the beneficiary's account number.
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