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Bank of India · Ludhiana

BKID0006512: Bank of India, Ludhiana Industrial Area

IFSC code BKID0006512 belongs to the Ludhiana Industrial Area branch of Bank of India in Ludhiana, Punjab. Its MICR code is 141013006.

IFSC
BKID0006512
MICR
141013006
Bank
Bank of India
Branch
Ludhiana Industrial Area
District
Ludhiana
State
Punjab
Phone
+911612510610

Branch address

Bank of India
Dhandaridistrict Ludhiana

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006512 is the code of the Ludhiana Industrial Area branch. In the MICR code 141013006, 141 is the city, 013 the bank and 006 the branch.

Other Bank of India branches in Ludhiana

All 43 Bank of India branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Ludhiana Industrial Area branch (Ludhiana, Punjab) is BKID0006512.

  2. 141013006. MICR is printed at the bottom of the branch's cheques.

  3. Dhandaridistrict Ludhiana

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006512 with the beneficiary's account number.

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