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Bank of India · Ludhiana

BKID0006522: Bank of India, Hambran

IFSC code BKID0006522 belongs to the Hambran branch of Bank of India in Ludhiana, Punjab. Its MICR code is 141013014.

IFSC
BKID0006522
MICR
141013014
Bank
Bank of India
Branch
Hambran
District
Ludhiana
State
Punjab
Phone
+911612871234

Branch address

Bank of India
At Post Hambrandistrict Ludhiana

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 006522 is the code of the Hambran branch. In the MICR code 141013014, 141 is the city, 013 the bank and 014 the branch.

Other Bank of India branches in Ludhiana

All 43 Bank of India branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Hambran branch (Ludhiana, Punjab) is BKID0006522.

  2. 141013014. MICR is printed at the bottom of the branch's cheques.

  3. At Post Hambrandistrict Ludhiana

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0006522 with the beneficiary's account number.

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