BKID0002764: Bank of India, Pandesara
IFSC code BKID0002764 belongs to the Pandesara branch of Bank of India in Surat, Gujarat. Its MICR code is 395013022.
- IFSC
- BKID0002764
- MICR
- 395013022
- Bank
- Bank of India
- Branch
- Pandesara
- District
- Surat
- State
- Gujarat
- Phone
- +917283233063
Branch address
Bank of India
Plot No 543544 Jalaram Nagargujarat Housing Board Pandesaramain Road
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 002764 is the code of the Pandesara branch. In the MICR code 395013022, 395 is the city, 013 the bank and 022 the branch.
Other Bank of India branches in Surat
All 36 Bank of India branches in Surat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Pandesara branch (Surat, Gujarat) is BKID0002764.
395013022. MICR is printed at the bottom of the branch's cheques.
Plot No 543544 Jalaram Nagargujarat Housing Board Pandesaramain Road
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0002764 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

