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Bank of India · Surat

BKID0002764: Bank of India, Pandesara

IFSC code BKID0002764 belongs to the Pandesara branch of Bank of India in Surat, Gujarat. Its MICR code is 395013022.

IFSC
BKID0002764
MICR
395013022
Bank
Bank of India
Branch
Pandesara
District
Surat
State
Gujarat
Phone
+917283233063

Branch address

Bank of India
Plot No 543544 Jalaram Nagargujarat Housing Board Pandesaramain Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 002764 is the code of the Pandesara branch. In the MICR code 395013022, 395 is the city, 013 the bank and 022 the branch.

Other Bank of India branches in Surat

All 36 Bank of India branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Pandesara branch (Surat, Gujarat) is BKID0002764.

  2. 395013022. MICR is printed at the bottom of the branch's cheques.

  3. Plot No 543544 Jalaram Nagargujarat Housing Board Pandesaramain Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0002764 with the beneficiary's account number.

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